Medical Marijuana

The long haul debate over medical marijuana is a heated one, with both sides launching a hefty campaign for their side. 14 states have already legalized Marijuana for medical use. This week the Obama Administration issued a statement proclaiming that federal prosecutors will no longer pursue charges against Medical Marijuana users’ or their suppliers. At this point it seems like there is little room for debate. However, the general public has very little information with which to form an educated view. DARE classes and old wives tales have convoluted the truth to some disturbing levels. In reality, Marijuana is a kindly and effective drug that can deliver low-risk benefits to even the most terminal of patients.

First off, lets begin by debunking two of the major myths in regards to Marijuana expend in general. For if these were myths were true, then Medical Marijuana would be little more than a sick joke. The substantial one being that it can kill you. Marijuana can not kill you. ProCon.org recently requested reports from the FDA in regards to Marijuana related deaths. The report that they produced from the data they received lists zero known deaths in which Marijuana was the primary suspect of death. Stephen Sidney, MD, Associate Director for Clinical Research at Kaiser Permanente, wrote the following in his Sep. 20, 2003 article titled “Comparing Cannabis with Tobacco — Again,” published in the British Medical Journal:

“No acute lethal overdoses of cannabis are known, in contrast to several of its illegal (for example, cocaine) and correct (for example, alcohol, aspirin, acetaminophen) counterparts…The current knowledge base does not support the assertion that it has any notable adverse public health impact in relation to mortality.”

Joycelyn Elders, MD, former US Surgeon General, wrote the following in her Mar. 26, 2004 editorial published in the Providence Journal:
“Unlike many of the drugs we prescribe every day, marijuana has never been
proven to cause a fatal overdose.”

Another famous myth of Marijuana use is that Marijuana is addictive. Well, this one’s a tough one, because it depends on who you ask. Ask any drug addiction treatment center, and they will tell you that even mild use causes helpless addiction that requires thousands of dollars in therapy to shake. According to the United States. Dept. of Health and Human Services DASIS Report Series, “Differences in Marijuana Admissions Based on Source of Referral”,
“Marijuana does not cause physical dependence. If people experience withdrawal symptoms at all, they are remarkably mild.”
The definition of addiction is hazy. By FDA standards when withdrawal symptoms interfere with the functioning of daily life or exceed a period of more than 2 weeks they consider the substance in expect addictive. According to the “National Survey Results on Drug Use from the Monitoring the Future Study, 1975-1994, Volume II:” released by the U.S. Department of Health and Human Services in 1996, withdrawal symptoms were only reported in 2% of heavy Marijuana users, and peaked at about 2-3 days. The most typical symptoms reported included restlessness, loss of appetite, inability to sleep and anxiety. None of the people who reported symptoms required treatment to alleviate the withdrawal effects.

Marijuana can not kill you all by itself, you can not overdose, and there is no evidence of chemical or any other get of long term dependency. Why is this important in regards to the medical marijuana debate? Because these are the very reasons that Doctors say Marijuana is a better prescription choice over other drugs currently conventional to treat a variety of conditions.

Among the Data procured from the FDA by procon.org, was the mortality statics of 17 other FDA approved prescription Drugs. In a span of eight years more than 11,000 deaths were directly attributed to the use of those 17 prescription drugs. What’s so special about these 17? These 17 are prescription drugs that could be replaced with cannabis.The main attraction to using Marijuana as a Medical Option is that it does not have the risk of side effects associated with harsher, upright prescription drugs.Philip Denney, MD, stated to the Arkansas legislature in support of the Medical Use
of Marijuana:
“I have found in my study of these patients that cannabis is really a safe, effective and non-toxic alternative to many standard medications. There is no such thing as an overdose. We have seen very minimal problems with abuse or dependence, which at worst are equivalent to dependence on caffeine.”

When ruling on Docket #86-22, Francis Young (The DEA’s Administrative Law Judge)
stated that:
“In strict medical terms marijuana is far safer than many foods we commonly consume. For example, eating 10 raw potatoes can result in a toxic response. By comparison, it is physically impossible to eat enough marijuana to induce death. Marijuana in its natural form is one of the safest therapeutically active substances known to man. By any measure of rational analysis marijuana can be safely traditional within the supervised routine of medical care.”

In those states that allow it, doctors can prescribe Medical Marijuana to patients suffering from AIDS, anorexia, arthritis, asthma, cachexia, cancer, chronic pain, glaucoma, migraine, persistent muscle spasms, including spasms associated with multiple sclerosis, seizures, including seizures associated with epilepsy, severe nausea, as well as other chronic or persistent medical symptoms.

In 1999, the Institute of Medicine, in the most comprehensive study of medical marijuana’s efficacy to date, concluded, “Nausea, appetite loss, pain and anxiety . . . all can be mitigated by marijuana.”

The Aids Action Council has discussed and supported the legalization of medical Marijuana to AIDS patients. Donald Abrams, MD said in Aug of 03 in his recount “Short-Term Effects of Cannabinoids in Patients with HIV-1 Infection,”
“Patients receiving cannabinoids [smoked marijuana and marijuana pills] had improved immune function compared with those receiving placebo. They also gained about 4 pounds more on average than those patients receiving placebo.”

One doctor found that 78% of 56 cancer patients with nausea who were resistant to standard drugs became symptom free through inhaling cannabis. Common Drugs used to ease the symptoms associated with chemotherapy treatments such as Marinol have minute effect and often have troubling side effects. Cannabis can be used as an antiemetic, a drug which relieves nausea and allows patients to eat and live normally. It is safer, cheaper and often more effective. Marijuana also stimulates the appetite, helping patients maintain a healthy weight and the strength to recover.

It may seem strange to think that smoking anything can finish and Asthma attack, but in a study by the New England Journal Of Medicine, Donald P. Tashkin, MD found that :

“Marijuana smoke, unlike cigarette smoke, causes bronchodilatation [expansion of the air passages] rather than bronchoconstriction [narrowing of the air passages] and, unlike opiates, does not cause central respiratory depression.”

When subjects were induced into exercise related attacks, the subjects that received the placebo Marijuana took 20 min. to an hour to fully recover. The subjects that smoked a single dose of Marijuana saw instant relief.

In an age of dinky gadgets. younger and younger people are being faced with the pains of arthritis and carpel tunnel syndrome, characterized by an inflammation of the joints or the lining that protects them called synovium. Cannabis modulates the productions of proteins which reduce the inflammation and ease injure.

Organizations that have endorsed medical access to marijuana include: the Institute of Medicine, the American Academy of Family Physicians; American Bar Association; American Nurses Association; American Public Health Association;American Society of Addiction Medicine; AIDS Action Council; British Medical Association; California Academy of Family Physicians; California Legislative Council for Older Americans; California Medical Association; California Nurses Association; California Pharmacists Association; California Society of Addiction Medicine; California-Pacific Annual Conference of the United Methodist Church; Colorado Nurses Association; Consumer Reports Magazine; Kaiser Permanente; Lymphoma Foundation of America; Multiple Sclerosis California Action Network; National Association of Attorneys General; National Association of People with AIDS; National Nurses Society on Addictions; New Mexico Nurses Association; New York Spot Nurses Association; New England Journal of Medicine; and Virginia Nurses Association.

With all this compelling evidence in more than 15 government studies alone, it’s hard to understand why there are still 36 that do not allow the use of Medical Marijuana. The chief (and practicably sole) argument of the opposition is the dangers related to the smoking of Marijuana. Smoking anything damages your lungs, though the level of carcinogens in a suggested dose of Marijuana is about the equivalent of a day out in the city. Ethan Russo, MD, in a letter to ProCon.org wrote:
“Smoking is a rapidly and easily titrated form of cannabis delivery, but modern techniques such as vaporization, sublingual and nebulized cannabis-based medicine extracts offer other choices to the clinical cannabis patient without the risks
of smoking.”

Yet In spite of the established medical value of marijuana, doctors are presently permitted to prescribe cocaine and morphine – but not marijuana.

The American Government is no stranger to the medical Marijuana debate. In 1978 a court ruled that the Federal Government had to allow some patients to posses medical marijuana based on a “Medical Necessity”. To this day the Federal Government serene provides 7 surviving members of the Investigational New Drug compassionate access program with access to marijuana for medical purposes.

The continued station 1 region of Cannabis Sativa is a downright human injustice committed by the American Government against its people. The sick, disabled and dying are being forced into a moral dilemma. Weighing quality of life and effective medical treatment against their personal freedom. Marijuana is a safe and effective drug that can deliver low-risk benefits to even the most terminal of patients. Even with the support of the scientific community, Doctors and a slew of Health care associations the Federal Government peaceful balks. The FDA still refuses to classify Marijuana has having medical benefits. There are many political roadblocks and social barriers standing against the Legalization of Medical Marijuana. However, the truth can not be denied forever, and one day at a time those that help Marijuana as a Medical option make headway in the fight for relief.


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Looking For Affordable Dental Benefits?

Traditional Dental Insurance vs. Discount Dental Plans

Things You Should Know While Searching For An Affordable Dental Benefits Plan

Traditionally, Dental Insurance is purchased as part of a “group view” where the risk of ALL members being “high maintenance” is lower. Your group might be an employer or other association that you belong to. Most often you can include your spouse or children but not your “significant other”, your mother or your grand-children. In group plans, the monthly premium is generally inexpensive and moderately affordable. If you have access to such a group and your dependent coverage needs can be jubilant with the plan you are offered, I recommend you seize the opportunity!

Unfortunately, with the rising cost of “Health Insurance”, employers and group associations are choosing to “Opt-out” of this benefit as part of their incentive packages and literally MILLONS of Americans and their families are losing their access to “group coverage. And more and more are having to turn to an “individually owned” dental plan which can be expensive and have limited benefits.

Here’s the rundown on a few KEY Points :

Pre-existing issues :

Pre-existing and on-going issues are usually covered in “group plans” and in “individually owned plans” but often have a waiting period of 6 months or 1 year. So if you are looking for dental coverage because you have an issue RIGHT NOW, you may not find coverage acceptance for several months. (And “pre-authorization” may be required for anything “new” that is forth-coming!)

Deductibles :

Most people know how deductibles work. You must pay out of your own pocket BEFORE your benefits begin. In most plans, that deductible starts out relatively coarse at about $50 a year per person on the plan. If it’s unbiased you and a spouse or you and a childthat’s not too expensive. But let’s do the math. First the easy : 2 people = $100 per year. But wait a minute – you can pay for one cleaning EACH without a dental plan monthly premium.

Now let’s say you are married with 3 children. That’s going to cost you an extra $250 a year JUST in the deductible. Now add the monthly premium for a family of 5 to that. Just how great ARE you saving by carrying this insurance?

Annual Limits :

Most annual limits are between $750 and $1,000. If you’re just taking care of maintenance, that should be enough. But if you have ongoing restorative issues, that limit will cover about ONE ROOT CANAL! Will that be enough for your needs?

Networks :

Impartial face it … the whole dang insurance business is leaning towards sending you to their “Network” of providers. It is annoying but depending on who you choose as your benefit provider, it could be an easy way to find a good dentist OR it could become a nightmare with the nearest provider 30 miles away, a long waiting period for an appointment and a dentist with absolutely ZERO bedside manner OR WORSE …. Skill. All I’m saying is this : Chose a plan with a mountainous, flexible provider list.

Cosmetic Coverage :

Cosmetic coverage is usually not an option in an individually owned dental insurance plan. These plans are typically only going to cover preventative and restorative services. Everything else will come out -of-pocket and will not be credited toward your annual deductible. Check the fine print.

Now I promised to weigh both Traditional Dental Insurance vs. Dental Discount Plans, so here is the low-down on Discount Plans.

First - Discount plans are NOT insurance but rather facilitators of DRAMATICALLY reduced dental fees. (Often 60% to 80 % discounts on MOST dental procedures.)

Their networks of providers have agreed to provide a service at pre-negotiated rates which you will have access to BEFORE any work is done.

Second – Most discount plans have NO Waiting periods, Age restrictions, Annual Limits

or pre-authorization requirements.

Third - Discount plans usually WILL cover : ongoing issues, preventative, restorative, cosmetic, orthodontic, x-rays, dentures and often provide prescription assistance. And some will allow you to include not only your “legal” spouse and children but also your life partner, your grand-children, your god-child …. Whomever you determine to add to your plan.

In general, I like discount plans that are well structured. I’ve outlined the points I believe are absolutely critical in making your choice. Your “deal breakers” may be different but these are mine.

After all the research, these are MY PICKS :

For Traditional Dental Insurance Providers, I like United Health Care.

For Discount Dental Plans, I like Ameriplan USA.

Looking For Affordable Dental Benefits?

Faded Dental Insurance vs. Discount Dental Plans

Things You Should Know While Searching For An Affordable Dental Benefits Plan

Traditionally, Dental Insurance is purchased as allotment of a “group plan” where the risk of ALL members being “high maintenance” is lower. Your group might be an employer or other association that you belong to. Most often you can include your spouse or children but not your “considerable other”, your mother or your grand-children. In group plans, the monthly premium is generally inexpensive and moderately affordable. If you have access to such a group and your dependent coverage needs can be satisfied with the thought you are offered, I recommend you seize the opportunity!

Unfortunately, with the rising cost of “Health Insurance”, employers and group associations are choosing to “Opt-out” of this benefit as part of their incentive packages and literally MILLONS of Americans and their families are losing their access to “group coverage. And more and more are having to turn to an “individually owned” dental plan which can be expensive and have small benefits.

Here’s the rundown on a few KEY Points :

Pre-existing issues :

Pre-existing and on-going issues are usually covered in “group plans” and in “individually owned plans” but often have a waiting period of 6 months or 1 year. So if you are looking for dental coverage because you have an issue RIGHT NOW, you may not find coverage acceptance for several months. (And “pre-authorization” may be required for anything “new” that is forth-coming!)

Deductibles :

Most people know how deductibles work. You must pay out of your own pocket BEFORE your benefits begin. In most plans, that deductible starts out relatively low at about $50 a year per person on the plan. If it’s unprejudiced you and a spouse or you and a childthat’s not too expensive. But let’s do the math. First the easy : 2 people = $100 per year. But wait a minute – you can pay for one cleaning EACH without a dental plan monthly premium.

Now let’s say you are married with 3 children. That’s going to cost you an extra $250 a year Unprejudiced in the deductible. Now add the monthly premium for a family of 5 to that. Just how much ARE you saving by carrying this insurance?

Annual Limits :

Most annual limits are between $750 and $1,000. If you’re just taking care of maintenance, that should be enough. But if you have ongoing restorative issues, that limit will cover about ONE ROOT CANAL! Will that be enough for your needs?

Networks :

Just face it … the whole dang insurance business is leaning towards sending you to their “Network” of providers. It is annoying but depending on who you choose as your benefit provider, it could be an easy way to find a trustworthy dentist OR it could become a nightmare with the nearest provider 30 miles away, a long waiting period for an appointment and a dentist with absolutely ZERO bedside manner OR WORSE …. Skill. All I’m saying is this : Chose a plan with a large, flexible provider list.

Cosmetic Coverage :

Cosmetic coverage is usually not an option in an individually owned dental insurance plan. These plans are typically only going to cloak preventative and restorative services. Everything else will come out -of-pocket and will not be credited toward your annual deductible. Check the fine print.

Now I promised to weigh both Traditional Dental Insurance vs. Dental Discount Plans, so here is the low-down on Discount Plans.

First - Discount plans are NOT insurance but rather facilitators of DRAMATICALLY reduced dental fees. (Often 60% to 80 % discounts on MOST dental procedures.)

Their networks of providers have agreed to provide a service at pre-negotiated rates which you will have access to BEFORE any work is done.

Second – Most discount plans have NO Waiting periods, Age restrictions, Annual Limits

or pre-authorization requirements.

Third - Discount plans usually WILL cover : ongoing issues, preventative, restorative, cosmetic, orthodontic, x-rays, dentures and often provide prescription assistance. And some will allow you to include not only your “legal” spouse and children but also your life partner, your grand-children, your god-child …. Whomever you determine to add to your plan.

In general, I like discount plans that are well structured. I’ve outlined the points I fill are absolutely critical in making your choice. Your “deal breakers” may be different but these are mine.

After all the research, these are MY PICKS :

For Traditional Dental Insurance Providers, I like United Health Care.

For Discount Dental Plans, I like Ameriplan USA.

Looking For Affordable Dental Benefits?

Musty Dental Insurance vs. Discount Dental Plans

Things You Should Know While Searching For An Affordable Dental Benefits Plan

Traditionally, Dental Insurance is purchased as part of a “group plan” where the risk of ALL members being “high maintenance” is lower. Your group might be an employer or other association that you belong to. Most often you can include your spouse or children but not your “essential other”, your mother or your grand-children. In group plans, the monthly premium is generally inexpensive and moderately affordable. If you have access to such a group and your dependent coverage needs can be satisfied with the plan you are offered, I recommend you consume the opportunity!

Unfortunately, with the rising cost of “Health Insurance”, employers and group associations are choosing to “Opt-out” of this benefit as part of their incentive packages and literally MILLONS of Americans and their families are losing their access to “group coverage. And more and more are having to turn to an “individually owned” dental plan which can be expensive and have limited benefits.

Here’s the rundown on a few KEY Points :

Pre-existing issues :

Pre-existing and on-going issues are usually covered in “group plans” and in “individually owned plans” but often have a waiting period of 6 months or 1 year. So if you are looking for dental coverage because you have an issue RIGHT NOW, you may not find coverage acceptance for several months. (And “pre-authorization” may be required for anything “new” that is forth-coming!)

Deductibles :

Most people know how deductibles work. You must pay out of your own pocket BEFORE your benefits begin. In most plans, that deductible starts out relatively coarse at about $50 a year per person on the plan. If it’s just you and a spouse or you and a childthat’s not too expensive. But let’s do the math. First the easy : 2 people = $100 per year. But wait a puny – you can pay for one cleaning EACH without a dental plan monthly premium.

Now let’s say you are married with 3 children. That’s going to cost you an extra $250 a year JUST in the deductible. Now add the monthly premium for a family of 5 to that. Honest how remarkable ARE you saving by carrying this insurance?

Annual Limits :

Most annual limits are between $750 and $1,000. If you’re just taking care of maintenance, that should be enough. But if you have ongoing restorative issues, that limit will cover about ONE ROOT CANAL! Will that be enough for your needs?

Networks :

Just face it … the whole dang insurance business is leaning towards sending you to their “Network” of providers. It is annoying but depending on who you choose as your benefit provider, it could be an easy way to find a salubrious dentist OR it could become a nightmare with the nearest provider 30 miles away, a long waiting period for an appointment and a dentist with absolutely ZERO bedside manner OR WORSE …. Skill. All I’m saying is this : Chose a opinion with a large, flexible provider list.

Cosmetic Coverage :

Cosmetic coverage is usually not an option in an individually owned dental insurance plan. These plans are typically only going to veil preventative and restorative services. Everything else will come out -of-pocket and will not be credited toward your annual deductible. Check the fine print.

Now I promised to weigh both Mature Dental Insurance vs. Dental Discount Plans, so here is the low-down on Discount Plans.

First - Discount plans are NOT insurance but rather facilitators of DRAMATICALLY reduced dental fees. (Often 60% to 80 % discounts on MOST dental procedures.)

Their networks of providers have agreed to provide a service at pre-negotiated rates which you will have access to BEFORE any work is done.

Second – Most discount plans have NO Waiting periods, Age restrictions, Annual Limits

or pre-authorization requirements.

Third - Discount plans usually WILL cover : ongoing issues, preventative, restorative, cosmetic, orthodontic, x-rays, dentures and often provide prescription assistance. And some will allow you to include not only your “legal” spouse and children but also your life partner, your grand-children, your god-child …. Whomever you choose to add to your plan.

In general, I like discount plans that are well structured. I’ve outlined the points I believe are absolutely critical in making your choice. Your “deal breakers” may be different but these are mine.

After all the research, these are MY PICKS :

For Traditional Dental Insurance Providers, I like United Health Care.

For Discount Dental Plans, I like Ameriplan USA.

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Supplemental Dental Insurance

When researching supplemental dental insurance you must keep in mind that it is NOT insurance through the word is used. Supplemental coverage is a discount plan that MAY be worn in conjunction with your dental insurance, or, it can be used separately.

There are many companies offering discount plans, but it is recommended that you refer to known, obedient companies. Also, states have different regulations and some companies may not operate in your site. While this set is recommended on WikiAnswers.com is you find it “www.nadp.org members companies so your information may be limited.

Where there is solid information available is at http://www.dentalplans.com. Here I found clear information to examine the differences between insurance and discount plans, the clauses involved, where you may or may not use a particular plan with a dental insurance policy. You can also find a doctor servicing that plan by Zip Code and the other plans that doctor participates in.

This site also lists by Zip Code, well-established companies who participate in your area. There is a comparison guide where the differences between a discount plan and insurance are listed in clear, plain language. Entering your Zip Code at the bottom of the page you get a list of providers in your residence with the yearly rates and associated services. Many offer vision care and discounts on glasses.

Some even offer chiropractic care. Reputable companies listed are Aetna, Cigna, Optimum Health, and Signature Wellness. While comparing companies, look for information concerning the “non-duplication clause”. This clause will prevent “double payment” and of course it varies state by state. Inquire about CoB provisions or “coordination of benefits” where it states which policy pays first and also protects against payment beyond the cost of treatment. Please research the CoB provision in your plot. The above description is an example and may not be exactly the same in your region.

“Purpose of COB

A COB provision ensures that you receive all the benefits to which you are entitled. If you or an eligible dependent have a claim that is covered by two or more group medical plans, one plan—the primary plan—pays its benefits first, regardless of the amounts payable under any other plan. The other plans—the secondary plans—will adjust their benefit payments so that the total benefits paid to you do not exceed 100% of the charge for covered expenses. http://www.ufcwmidwest.org/health/hp_cob.html

One important point to mediate, beware of those plans that “are as outrageous as…” While researching, you will score references to plans as low as $5.00 per month. Compare services and restrictions and also if anyone in your area actually honors those plans. Always remember, “BUYER BEWARE”.

http://wiki.answers.com/Q/Where_do_you_get_supplemental_dental_insurance


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Looking at the Platform Part 2 McCain

Now, it’s time to observe at McCain’s ideas. Remember, I am a conservative, so I’ll probably agree with more of McCain’s ideas.

For John McCain, I deleted his explanation and impartial put in my comments. View the entire paragraphs at his website. Again the quotes are from the website and everything else is my comment.

“Making Health Insurance Innovative, Portable and Affordable

John McCain Will Reform Health Care Making It Easier For Individuals And Families To Gather Insurance.”

McCain wants to use competition and eliminate state lines for health coverage. This is going to tick (I changed to tick at the last minute) off some state insurance commissioners. Insurance is governed by the state. They do need to create universal policies, as they did with Medicare supplements. This is a lot of work and I’m not sure it can be done.

“John McCain Will Reform The Tax Code To Offer More Choices Beyond Employer-Based Health Insurance Coverage.”

Here, you choose your plan and the government pays the premium to the company. This makes sense, because if they sent the money to all individuals to pay their plan, you all know someone’s not going to do it. This section is what the commercial Obama runs that says, “and the money goes to the insurance companies.” (This is said in an ominous voice.) Of course it does, it pays the premiums. You can also choose your employers plan. It also allows for those that are frugal and don’t spend all the money, to have it put in a Health Savings Account.

“John McCain Proposes Making Insurance More Portable.”

This is not just Cobra or coverage for preexisting conditions, but the ability to keep the insurance even if you retire early or become a stay at home parent.

“John McCain Will Aid And Expand The Benefits Of Health Savings Accounts (HSA) For Families.”

A Health Savings Account is like an IRA for medical costs. The money is yours and it goes to your children. It combines with a high deductible and if the money isn’t needed, you can win a higher deductible the next year. The cost of the catastrophic concept (the high deductible insurance) is low and powerful of the premium goes into the Health Savings Account. This opinion has been around a while be he’s expanding it and I’VE ALWAYS Savor THE Idea! It’s super neat and puts the consumer in charge of his medical expenses.

“Health Care Costs.”

This section is rhetoric and of no value.

“CHEAPER DRUGS: Lowering Drug Prices.”

I hadn’t read the entire plan prior but am doing it as I write the article. I’m glad to see that this is also in McCain’s plan, honest as it was in Obama’s.

“CHRONIC DISEASE: Providing Quality, Cheaper Care For Chronic Disease.”

Okay, I made fun of something like this on Obama’s plan but McCain went on to explain that emphasis would be placed on early prevention, and building up the health care industry by focusing on preventive medicine. John isn’t planning on sitting by anyone’s bedside either.

“COORDINATED CARE: Promoting Coordinated Care.”

I had to use McCain’s own words for this. For anyone that has ever had any treatment of any kind from a hospital, this is heaven sent. I drove myself in to the emergency room when my heart raced over 250 bpm. The doctor slapped an ice pack on my neck and it cost me $3000, I think. I kept getting so many bills and there really weren’t that many people that saw me. If you’ve ever found yourself wondering what the heck you’re paying for, this should be your highlight. Here’s the pronounce quote.

“We should pay a single bill for high-quality disease care which will make every single provider accountable and responsive to the patients’ needs. “

ONE bill!!! It’s about time.

“GREATER ACCESS AND CONVENIENCE”

Government promoted walk-in clinics in retail outlets.

“INFORMATION TECHNOLOGY”

Spend more Internet services, which allow doctors to cross state lines to practice.

“MEDICAID AND MEDICARE”

McCain’s possess words

“We must reform the payment systems in Medicaid and Medicare to compensate providers for diagnosis, prevention and care coordination. Medicaid and Medicare should not pay for preventable medical errors or mismanagement.”

“SMOKING”

Offer free smoking cessation programs. (Yeah, like I’m going to purchase him up on it)

“STATE FLEXIBILITY: Encouraging States To Lower Costs”

This gives the states the right to find alternative ways to insure members under Medicaid.

“TORT REFORM”

Again, I’ll use McCain’s words.

“Passing Medical Liability Reform. We must pass medical liability reform that eliminates lawsuits directed at doctors who follow clinical guidelines and adhere to safety protocols. Every patient should have access to upright remedies in cases of poor medical practice but that should not be an invitation to endless, frivolous lawsuits.”

“TRANSPARENCY”

Give the patient more information. If you go to a good doctor, you already should have this. If you don’t, find another doctor.

“Confronting the Long-Term Challenge

John McCain Will Develop A Strategy For Meeting The Challenge Of A Population Needing Greater Long-Term Care.”

McCain opened the subject but had nothing definitive. He wants to find alternatives to the system before its too unhurried. Babes and younguns’ we baby boomers are soon to be a enormous group of senile citizens. Daily, I question whether I’ve crossed the line yet. I’m disappointed there was no firm idea, but glad at least it was mentioned.

Stop at the candidate’s websites and see what the platforms are yourself. This is my interpretation. You need to read and decide it for yourself.

Barack Obama on Health Care:

http://www.barackobama.com/issues/healthcare/#make_health_insurance_work

John McCain on Health Care: http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm

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Health Insurance 101

Angela Braly loves America. She is living proof in these tough times of how alive the American Dream truly is. Born a year prior to the assassination of JFK in Dallas, Texas, she obviously took her education seriously at a very early age because there is no greater path to prosperity, than knowledge. She earned her BA at Texas Tech University and later went on to receive her law degree at JD, Southern Methodist University. She is currently married, the mother of three children and a proud Republican Party Affiliate. Best of all, Angela Braly earns 188,461.53 cents a week. This, of course, is before taxes though still a bit more than the waitresses working at Pat’s Pizza, in Sanford, Maine.

Sanford Maine is a quiet little town. Unemployment reached a peak of 11.7% at the close of 2009 but is still growing. As of July 2007, roughly 11,000 people resided in Sanford, Maine. Goodall Hospital is in Sanford, Maine and offers space of the art rooms and exceptional care. There is also a movie theatre in Sanford, Maine, called Smittys Cinema and inside each theatre, movie goers will find plush seats surrounding dining room tables, menu’s and full waitress service if they would like to have dinner with their movie, offering quite a unique experience. The median income of Sanford, Maine as recently as 2008 was between 37 and 38,000 dollars a year, or roughly 730.36 cents a week. This is, of course, before taxes and would require the weekly salary of 258 fulltime Sanford employee’s to match Angela Bralys weekly paycheck.

I’m not sure Angela Braly has ever seen Goodall Hospital or taken in a movie at Smitty’s Cinema. She would be surprised at how capable the veal parmigiana is at Pat’s Pizza. It may not be the five star rated restaurant the Braly family is probably accustomed to, but the atmosphere is delightful and the waitresses are extremely attentive. I would like to invite Angela Braly to Sanford, Maine. There are so many top-notch people in Sanford. I’m sure there are still a few left who would like to thank her for the help her company has provided in their time of need.

Angela Braly is, after all, the CEO of The Wellpoint Corporation of which Anthem Blue Rank and Blue Shield of Maine is a subsidiary of. Angela Braly is currently suing the State of Maine for failure to approve an 18.5% rate hike for its subscribers. Anthem originally requested a 23% rate hike, in spite of five straight years of double-digit rate hikes. I have to query why the dwelling of Maine would object to such a rate hike. After all, the economy continues to defy the expert predictions of recovery, adding to the growing number of unemployed through out Maine as well as the rest of the country. This can only translate into a decrease in subscribers for such ample companies as Wellpoint and its subsidiary, Anthem Blue Cross/Blue Shield of Maine. Perhaps the Wellpoint Board of Trustee’s ought to consider a few budget cuts in order to preserve desired profits. Maybe they could close the nearly 10 million annually spent on lobbying. Or cut out the 188,461.53 cents a week salary of Angela Braly. There’s an unemployment office in Sanford, Maine. Once she has filled out all the paperwork, we can win in a movie at Smitty’s, or, just kick back and enjoy the food at Pat’s Pizza. Knowing only too well the trauma associated with job loss and the subsequent loss of health insurance going along with it, I can even assure Ms. Braly it won’t cost her a dime. I’d be more than happy to pay for the whole thing.

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